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Payments & Billing
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Setting Up Payment Methods

Configure secure payment methods to ensure smooth and reliable transactions on Worcly.

Setting up secure payment methods is essential for both freelancers and clients on Worcly. This guide will walk you through the process of adding, verifying, and managing your payment options to ensure seamless transactions.

Security & Privacy

Worcly uses bank-level encryption and never stores your complete payment information. All transactions are processed through secure, PCI-compliant payment processors.

For Freelancers: Receiving Payments

As a freelancer, you'll need to set up methods to receive payments from clients. Here are the available options:

Bank Transfer (Recommended)

Benefits:

  • Lowest fees (1-2%)
  • Direct to your account
  • Available worldwide

Requirements:

  • • Valid bank account
  • • Account verification
  • • SWIFT/IBAN for international

Processing time: 1-3 business days for domestic transfers, 3-5 days for international.

Digital Wallets

PayPal

2.9% + $0.30 per transaction

Stripe

2.9% + $0.30 per transaction

UPI (India)

Free for domestic transfers

For Clients: Making Payments

As a client, you can pay freelancers using various secure payment methods:

Credit/Debit Cards

  • Instant payments
  • Buyer protection
  • All major cards accepted

Fee: 3.4% + $0.30

Bank Transfer

  • Lower fees
  • Secure transfers
  • Large amount support

Fee: 1.5% (min $5)

Step-by-Step Payment Setup

1

Access Payment Settings

Navigate to your account settings and click on "Payment Methods" or "Billing & Payments".

Path: Dashboard → Settings → Payment Methods

2

Choose Payment Method

Select your preferred payment method from the available options.

  • • Bank Account (for receiving payments)
  • • Credit/Debit Card (for making payments)
  • • Digital Wallet (PayPal, Stripe, etc.)
3

Enter Payment Details

Provide the required information for your chosen payment method:

For Bank Accounts:

  • • Account holder name
  • • Account number
  • • Routing number
  • • Bank name and address

For Cards:

  • • Card number
  • • Expiration date
  • • CVV code
  • • Billing address
4

Verify Your Payment Method

Complete the verification process to activate your payment method:

  • • For bank accounts: Micro-deposit verification (1-2 business days)
  • • For cards: Small authorization charge (refunded immediately)
  • • For digital wallets: Email confirmation

Security Best Practices

Use Strong Passwords

Enable two-factor authentication for added security.

Monitor Transactions

Regularly review your payment history and statements.

Keep Information Updated

Update expired cards and changed bank details promptly.

Avoid Public WiFi

Don't add payment methods on unsecured networks.

Verify SSL Certificates

Always ensure you're on the official Worcly website.

Report Suspicious Activity

Contact support immediately if you notice unusual transactions.

Common Issues & Solutions

Payment Method Declined

If your payment method is declined, try these solutions:

  • • Check that all details are entered correctly
  • • Ensure sufficient funds or credit limit
  • • Contact your bank to authorize international transactions
  • • Try a different payment method

Verification Taking Too Long

If verification is delayed:

  • • Bank verification: Wait 3-5 business days for micro-deposits
  • • Check spam folder for verification emails
  • • Contact support if no response after 5 business days